Effective Date: August 29, 2024

Introduction

These Terms of Service, which we may update from time to time, apply to all users of this website. By accessing or using our website, you agree to these terms. If you do not agree, you should not use this website.

1. Acceptance of Terms

By using this website, you confirm that you have read and understood these terms and agree to abide by them. These terms include limitations on liability and a waiver of class-action rights. If you don't agree to these terms, you must not use this website. We make no warranties unless explicitly stated otherwise.

2. Purpose of This Website

This website is provided for informational purposes about Kemp Financial Group and its related entities. No professional client relationship is formed by your use of this site. The information should not be seen as financial, legal, or other types of advice.

3. Copyrights and Use of Content

All content on this website is protected by copyright laws. You are granted a limited license to use the content for personal, non-commercial purposes only. You must not alter, or reproduce the content without explicit permission from the copyright owner. You are welcome to distribute our content for the purpose of sharing knowledge. 

4. Personal Information

We handle your personal information according to our Privacy Policy when you provide it on our website.

5. Disclaimer of Warranties

The website and its content are provided "as is." Kemp Financial Group makes no guarantees about the completeness, reliability, or accuracy of the content. We disclaim all implied warranties, including those of merchantability and fitness for a particular purpose.

6. Limitation of Liability

We are not liable for any indirect, special, incidental, or consequential damages that arise from your use of the website, such as lost profits or data, even if we are advised of the possibility of such damages.

7. Third-Party Links and Information

We provide links to third-party websites and information as a convenience and do not endorse these sites. We are not responsible for the content or accuracy of third-party sites.

8. Data Security

While we strive to protect your personal information, please be aware that no internet transmission is completely secure. We are not liable for the unauthorized disclosure of personal information unless it is due to our gross negligence.

9. Indemnification

You agree to indemnify and hold harmless Kemp Financial Group inc. and its affiliates from any claims, damages, or expenses arising from your breach of these terms or your use of the website.

10. Governing Law

These terms are governed by the laws of Ontario and the federal laws of Canada. Any disputes related to these terms will be handled in the courts of the province where you reside.

11. Changes and Termination

We reserve the right to modify these terms and terminate or suspend your access to the website at any time without notice.

12. Feedback and Contact

If you have any feedback or issues with the website, please contact us at [email protected].We may update these Terms of Service or our Privacy Policy at any time without notice, so please review them periodically.